Most Exciting News 4

Almost 7 years ago we moved our family of 6 to Charlotte from Minnesota. One of the HARDEST decisions we have ever made moving away from our whole family.

Most Exciting News 3

Almost 7 years ago we moved our family of 6 to Charlotte from Minnesota. One of the HARDEST decisions we have ever made moving away from our whole family.

Most Exciting News 2

Almost 7 years ago we moved our family of 6 to Charlotte from Minnesota. One of the HARDEST decisions we have ever made moving away from our whole family.

Most Exciting News

Almost 7 years ago we moved our family of 6 to Charlotte from Minnesota. One of the HARDEST decisions we have ever made moving away from our whole family.

We Can Help You Through Every Step of the College Planning Process

College tuition isn’t cheap. But every parent wants to provide the best opportunity for their child. For this reason, planning for your child’s education is equally as important as planning for your retirement.

But unfortunately, the prospect of trying to save for college and retirement at the same time can keep you up at night worrying about how you are going to afford it all. Then add in the complex college admissions forms, deadlines, campus visits, and your child’s expectations, and you might start feeling bogged down, helpless, and completely overwhelmed.

Let’s stop for a moment. Take a breath.

Conventional belief is that planning for college is tough, but does it have to be? Wouldn’t it be nice to have some help?

For starters, I want you to stop thinking about the price tag displayed on your child’s college tuition. Like buying a new car, you never want to pay a college’s sticker price. As a CERTIFIED COLLEGE FUNDING SPECIALIST (CCFS®), I can help you save time and money by helping you reduce your child’s cost of attendance. Yes, you read that right – I can help you pay less for your child’s higher education.

My process is simple but effective, and it involves the following steps:

  • Establishing a college pre-approval budget
  • Setting realistic expectations for your child
  • Identifying potential scholarship opportunities
  • Maximizing your child’s financial aid offers
  • Helping you complete the Free Application for Federal Student Aid (FAFSA®) form
  • Helping you understand your assets and finding the best ways to pay for your child’s education

My experience as a CCFS® also gives me a unique skillset that enables me to help your child navigate through every phase of their college admission journey. I can help your child set priorities that will make it easier to find the best school for their needs and your budget. I will also educate them on the cost of college and the impact student loans will have on their finances after graduation and beyond.

Sir Francis Bacon once said, “Knowledge itself is power.” Imparting my knowledge about the college admission process, and the secretes behind it, to parents and their college-age children is one of the most rewarding things I do every day. With greater knowledge, you can regain control over the process, save time and money, live with less stress, and sleep better at night.

Would this make life a little easier?

Oh, and about saving for college and retirement at the same time? I can help you with that too.

Why don’t we have a chat, so we can get to know each other a little better? And don’t worry, there’s absolutely no risk; it’s just a chat.

View profile on ACCFS

Resources

No need to search the internet for free college planning materials. I already have them here for you. If you have any questions or want some additional help connecting the dots, I am happy to do so.

College Decision Navigator

The College Decision Navigator is designed to help families navigate the academic and admissions side of college to get the student accepted to the college of his or her dreams. This jammed packed ebook comes complete with calendars, checklists and step by step guidelines on know to figure out what the student wants from college, narrow down the lists of schools, and increase your odds of getting in.

https://www.hireaccfs.com/michael-labos/college-navigator

Easy EFC Caluclator

If you plan to send your kid to college, your Expected Family Contribution (EFC) is THE most important financial number in your life.

Colleges use the financial information that you give them on the FAFSA®(financial aid application) to calculate your EFC to determine how much tuition you can afford to pay before they offer any grants and scholarships.

Many colleges even use your EFC to qualify your student for admissions and merit scholarships. Your EFC can literally be the difference between getting accepted, put on a waitlist, or outright rejected.

NEVER, NEVER, NEVER complete the FAFSA® (financial aid application) before you know what your Expected Family Contribution (EFC) number is.

https://www.hireaccfs.com/michael-labos/efc

How to Complete the FASFA

Do you like doing taxes? Do you find it a challenge to understand federal government instructions? Every year college-bound families just like you go through the tedious and oftner confusing task of completing the government’s FASFA® (Free Application for Federal Student Aid) application.

It’s a process that’s NO FUN!

This 82-page reference guide includes step-by-step instructions including helper text for each question (by number) that you will encounter when completing the FASFA®.

https://www.hireaccfs.com/michael-labos/fafsa

Merit Scholarship Directory

Quickly locate over 15,000 merit scholarships offered by league colleges around the U.S. in amounts from $2,000 to $40,000, including over 1,500 full-ride and full-tuition scholarships.

Each listing includes GPA, and ACT/SAT scores needed to qualify and the direct link to access the application.

It even includes whether the scholarship is automatic based on grades and test scores, or whether it’s a competitive or talent-based scholarship.

https://www.hireaccfs.com/michael-labos/scholarship

Get a fully customized report that demystifies your student's college financial aid outlook.

  1. How much colleges think you can afford.
  2. If you will qualify for grants and/or scholarships.
  3. How much you will be expected to pay out of pocket. 

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